How to Pay for Cancer Treatment

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When faced with a cancer diagnosis, opting for the best quality tests and treatments that medical science has to offer is the most rational choice. However, human beings are complicated creatures, and our decision-making is often influenced by much more than rational thought. For Canadians in particular, there are often financial and psychological challenges to overcome when choosing private precision oncology services, such as CTOAM.

• Cultural norms : Culturally speaking, most Canadians are not yet accustomed to seeking medical services outside public health care.

• Financial preparedness : As Canadians, we’re not yet used to setting aside money for private health care services.

• Trust in public health care : Canadians, by and large, tend to place a lot of trust in our public health care system. We’re familiar with visiting our doctor in person, listening to their professional opinion, and trusting implicitly in their knowledge and expertise.

So it’s no surprise that the majority of Canadians still use public health care for most of their health care needs, especially considering it’s paid for by the government. And this is absolutely fine – except in the case of deadly diseases like cancer, where major medical advancements in tests and treatments have been made, and standard cancer care still lags behind.

Medical science has now demonstrated that precision oncology provides higher survival rates with fewer and less severe side effects than standard cancer care. This makes precision oncology an obvious choice, especially if you’re able to easily afford it.

And we’d like to put forth that it’s also an obvious choice for anyone, regardless of their financial situation: where there’s a will, there’s a way.

• Explore your options We understand that for the average Canadian it can be a struggle to find immediate financial resources for an unexpected medical crisis, such as cancer. Exploring your options for funding precision oncology’s life-saving services will pay itself back in all aspects of your own life, as well as your family’s.

• Talk to CTOAM Our precision oncology specialists will help you understand what your best options are for your financial situation. No matter what your budget, we can recommend specific tests and treatments that will be most effective for your form of cancer – so you can still benefit from precision oncology, even if we need to be more selective with the tests and treatments we recommend.

• Consider future coverage Significantly, approximately two thirds of CTOAM clients are able to get the majority of their tests and treatments covered through insurance or via standard care, once CTOAM has proven you need them. And at least 60% of the cost of CTOAM’s personalized research services are tax deductible.

So to cover the costs of these life-saving tests and treatments in the interim until your insurance kicks in, CTOAM clients often use one (or a combination) of the following options.

How to Fund Your Cancer Treatment

We know that figuring out how to pay for superior cancer treatment (compared to standard care) can feel like one extra stress on top of an already stressful situation. But it doesn’t need to be overwhelming: CTOAM’s care team is here to support you, as best we can, to explore your options for accessing the best tests and treatments for your form of cancer.

If you or a loved one have received a cancer diagnosis and want to learn what your financial options are with regards to affording CTOAM’s precision oncology services, please reach out today.

Hear how we’ve helped past clients pay for their treatment and survive against all odds.